Our program meets people where they are, supports them in identifying financial goals, as well as potential obstacles and opportunities, and offers appropriate strategies, services and products to get them where they want to go. Participants work with an Intake Specialist to assess their current financial health and create a personal financial action plan. Through our variety of services, our Financial Empowerment Center is able to assist around 750 low- and middle-income households set and achieve their financial goals each year.
First Time Homebuyer Workshop
Each month, SFHDC offers an in-depth pre-purchase homebuyer workshop designed to inform renters about the entire home buying process. We teach you about the financial and other benefits of owning your own home, and what steps you need to take to prepare for it. It is likely to be one of the biggest investments you will ever make; we can help ensure you do it based on an informed decision. Our workshop is a necessary step to qualify for Below Market Rate homes and down-payment assistance available to you through local government agencies. You could be eligible to receive $140,000-$200,000 or more in down-payment assistance. Registration begins at 9 am two weeks prior to each First Time Homebuyer Workshop.
Rental Readiness Workshop
Finding affordable housing in the City is no easy task. In this interactive class, we help you navigate the challenges of finding AND getting a rental in San Francisco. Landlords have their choice of tenants; our rental certification program gives you a jumpstart! Join us to create a solid budget, review your credit reports, get support to complete your housing application AND learn about our coming rental assistance loan (eligibility upon completion of the workshop and individual counseling session). Get ready to rent…we can help.
Your Credit Matters Workshop
Is your credit score keeping you from achieving your goals? If you are seeking a job, a rental unit, a credit card, you know by now that your credit will either help you or hurt you. This workshop will teach you EVERYTHING you need to know about credit reporting, scoring and how YOUR actions impact your reports. This class is a must if you are applying for credit of any type. Don’t wait to find out the hard way. Learn all about the ins and outs of credit and how to restore your score!
Shipyard Homebuyer Assistance Workshop (In Partnership with Lennar)
Thinking about buying a home? Let us show you how. This workshop is for anyone who wants to learn about homeownership. Learn all about the ‘Path to Homeownership’ and insider’s info on the San Francisco housing market. This is a great opportunity to find out about available listings at the new developments at The Shipyard. Light refreshments will be provided.
D10 Financial Empowerment Program Eligibility
The District 10 Financial Empowerment Program (D10FEP) is a program for District 10 residents with earned income who want to increase their capability to make sound financial decisions. The D10 Financial Empowerment Program provides a network of free resources to help you and your family determine your goals and values and develop a plan for a strong financial future.